Owner Occupied Rehabilitation

The mission of the program is to assist homeowners with specified repairs in order to make their homes safe, sanitary and affordable. Homeowners must meet program requirements which include living in the home, be income eligible, and have $25,000 of equity in the home. They must be current on their insurance, mortgage payments, and property taxes.


The OOR program is designed to provide income qualified homeowners with forgivable loans in which to renovate their homes.


Qualified renovations include:

  • Furnaces
  • Windows
  • Siding
  • New roofs
  • Electrical upgrades
  • Insulation


Owner Occupied Rehabilitation

The OOR program provides an opportunity to repair homes before they become severely deteriorated, which upgrades the current housing stock of a community.


The owner-occupied housing rehabilitation (OOR) program is made available through two funding sources administered by the Nebraska Department of Economic Development.

The Trust Fund application cycle begins early in the year with a pre-application, with formal application following later in the spring. The Community Development Block Grant (CDBG) usually begins in August with a pre-application, and formal application following.

Trust funds can be awarded to a non-profit housing group whereas CDBG funds can only be awarded to a municipal form of government. Each funding source has it's own funding guidelines.

With our experience, we can help you through the process. WCNDD has assisted numerous communities in our region with applications and administration of OOR funding.