Owner Occupied Rehabilitation

The owner-occupied housing rehabilitation (OOR) program is made available through two funding sources administered by the Nebraska Department of Economic Development.

The Trust Fund application cycle begins early in the year with a pre-application, with formal application following later in the spring.The Community Development Block Grant (CDBG) usually begins in August with a pre-application, and formal application following.

Trust funds can be awarded to a non-profit housing group whereas CDBG funds can only be awarded to a municipal form of government. Each funding source has it's own funding guidelines.

With our experience, we can help you through the process. WCNDD has assisted numerous communities in our region with applications and administration of OOR funding.  

The OOR program is designed to provide income qualified homeowners with forgivable loans in which to renovate their homes. Renovations include furnaces, windows, siding, new roofs, electrical upgrades, insulation, and in some cases handicap accessibility, and much much more.

The mission of the program is to assist homeowners with specified repairs in order to make their homes safe, sanitary and affordable. Homeowners must meet program requirements which include living in the home and being income eligible. They must be current on their insurance, mortgage payments, and property taxes. There is a maximum limit of $25,000 to be used for eligible repairs.    

The OOR program provides an opportunity to repair homes before they become severely deteriorated. Every community says they need new housing.... do you really need new housing or does the OOR program provide an option to upgrade the current housing stock of your community?